The Bank is also entrusted in the able hands of a strong and committed management team, with vast experience in the field of banking which contributes positively to its efficient operations and profitability.
Mr. Mkwawa is the Managing Director and Chief Executive Officer of the bank since its establishment in 2000. He holds a Masters degree in Community Economic Development from the Southern New Hampshire University USA obtained in 2005. He has a Certificate in banking from the Institute of Bankers, London, and a Certificate in Micro-finance from the Economic Institute Colorado. U.S.A. He has attended overseas training on International Banking from the Bankers Trust London, and attended workshops in Micro-finance in Indonesia and locally. He is also a member of the Tanzania Institute of Bankers.
He joined the banking industry in 1968 and rose to become the Branch Director of NBC City Drive, Bank House, Samora Avenue before becoming the Zonal Director of Dar es Salaam, Coast, Morogoro, Pemba and Zanzibar regions until his retirement in 1997.
He is currently the Chairman of the Pan African Microfinance Association (AFRACA) an association of financial institutions involved in providing financial services and microfinance to rural population in Africa.
Personal assistant to MD’s office
Mr. Ndandika is a Personal assistant to MD’s office. He holds a Postgraduate Diploma in Accountancy and Advanced Diploma in Accountancy both from the Institute of Finance Management. He has attended various courses in Accountancy and Financial Management Courses, Audit, Credit & Risk Management, Governance, Banking laws, Anti Money Laundering, Management and selling courses as well as Advanced clerical and Supervisory courses.
He has 35 years experience in banking industry with NBC rising from clerk, supervisory level to Resident Internal Auditor, Retail Business Manager, Credit Manager, Operation Manager and Branch Manager.
Ms. Lalika holds Masters in Business Administration from ESAMI, a CPA (T), ‘ACPA 1081’ from the renowned National Board of Accountants & Auditors and an Advanced Diploma in Certified Accountancy (ADCA) from IDM Mzumbe.
She has also attended various courses in Securities Markets, Business Planning & Financial Modeling, Operational Risk Management, Credit Management, Treasury Management, Applied International Management-Sweden, International Financial Reporting System ‘IFRS’, Role of Women in the Development of Microfinance in Africa and Rural Finance Research-moving results into practice.
She has more than 21 years experience in senior management positions, 10 of them in banking industry, holding various positions as Chief of Operation Manager, Finance & Administration Manager, Finance Manager and Financial Accountant, covering both the public and private sector.
Chief Manager - Commerce.
Mr Fares Muganda holds MBA in Finance and Banking from Mzumbe University, Diploma in Risk Management in Finance and Banking from Stockholm Sweden, attested by KPMG, FINANCIAL SERVICES, and Advanced Diploma in Accountancy from Institute of Finance Management. He attended various training and courses in banking industry including treasury management, Bank Financial Management, IT Audit, Risk Management in Finance/Banking, Operation Audit, Bank Internal Audit, Risk Based Audit, Audit of Micro loans and Technical Report writing. He has over 10 years experience in banking industry with more than 3 years in senior position as Internal Auditor, Senior Risk and Compliance Officer, Risk and Compliance Manager and now with DCB Commercial Bank as Chief Manager Commerce.
Chief Manager - ICT.
Mr. Mohamed Mtulia holds Bsc. in Computer Science and Engineering from India, Advanced Diploma in Relational Database Oracle 8.0 and SQL from Kenya, System Administrator in UNIX and C Programming from India, Advanced Diploma in Computer Software C++, JAVA 2.0, Developer 2000, Visual Basic 6.0 and Advanced JAVA from India and also Advanced Diploma in Computer Hardware and Networking from India. He has more than 12 years experience in the banking sector with over 9 years in Senior positions as Supervisor- ICT, Manager – ICT, and now with DCB Commercial Bank as Chief Manager - ICT.
Chief Manager – Credit
Mr. Felician Girambo holds Master of Science in Finance from University of Strathclyde (UK), Post-Graduate Diploma in Financial Management from Maastricht School of Management- The Netherlands, Diploma in Risk Management in Banking and Finance from Stockholm Sweden, attested by KPMG, FINANCIAL SERVICES, BCOM Finance from University of Dar es Salaam. He has 10 years experience in the financial sector; worked with CRDB Bank as Credit Analyst, PPF Pensions Funds as Investment Analyst and NMB Bank Plc as Credit Risk Analyst now with DCB Commercial Bank as Chief Manager – Credit.
Chief Internal Auditor
Ms. Mbonya holds Masters in Business Administration from University of Dar ea Salaam (UDSM), a CPA (T), `ACPA 1902’ from National Board of Accountants and Auditors (NBAA) and Advanced Diploma in Accountancy (ADA) from Institute of Finance Management (IFM)
She attended various courses in risk management, financial planning, fraud and investigation, Money laundering, International Financial Reporting Standards (IFRS), Finance Act, Procurement Act and Customer Care, Lending, Capital Markets and leasing.
She has 8 years experience in banking industry holding post of finance officer for 3 years and 5 years on senior position as Manager Internal Audit both in public and private sector.
Chief Manager - Banking Operations
Post graduate diploma in Finance Management and advanced diploma in Banking both from IFM.
More than 20 years experience in banking Industry.
Mr Dyamo holds MBA in Finance from Open University of Tanzania, Bachelor of Arts in Economics (Hons) from University of Dar es salaam, Certified International Dealer ACI-The Financial Markets Association, Bullet proof Manager from Crestcom International.
He attended various training and courses in Banking industry including treasury management, ACI Dealing Simulation courses, International Treasury Management of Assets and Liability of banks, Bank Risk Analysis, and Reporting. He has 18 years experience in banking industry in senior position as Treasury Manager.
Chief Manager - Human Resources and Administration
Mr. Makumba holds Msc. Human Resources Management from Mzumbe University, Postgraduate Diploma in Business Administration from Institute of Finance Management (IFM), and Barchelor of Arts in Political Science and Public Administration from University of Dar es Salaam. He attended various courses and training in Human Resources Management such as Management and Leadership Skills, organisational behaviour, industrial relations and labour laws, strategic business management, effective performance management, compensation management and management control and information systems. He has 3 years experience in Banking industry
Mrs. Caroline Mduma is an Advocate of the High Court of Tanzania. She holds a Masters Degree in International Trade Law (LL.M.) from University Wales, UK. Bachelor of Arts in Laws (LL.B) from Tumaini University, Iringa. She attended various courses and workshops in Risk Management for Banks, National Payment System, Housing Microfinance, Treasury Management, Money Laundering & Drafting of Contracts and Mortgage Finance. She has 9 years experience working with Ngalo & Company Advocates and IMMMA Consultancy Services, of which five years she worked with Dar es Salaam Community Bank as a Legal Officer and thereafter Company Secretary.
Risk & Compliance Manager
Mr. Kulwa Deteba holds MBA in Corporate Management from Mzumbe University, Post-Graduate Diploma in Economic Diplomacy from Center for Foreign relations – Dar es Salaam Tanzania, Certificate in Banking from Institute of Bankers, Advanced Diploma in Business Administration from Mzumbe University. He has more than 10 years experience in Banking industry with more than 5 years experience in senior positions as Money Transfer Services Manager, Operations Excellence Manager and now with DCB Commercial Bank as Risk & Compliance Manager.
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